getcheapaicredits

Comparison

smaaart vs Orbio

smaaart and Orbio work the same way: one OpenAI/OpenRouter-compatible key, credits worth $1 of list-price usage, sold below face value from a book of discounted slices. What you pay depends on how deep each book is today and on the fees.

Right now

Orbio (card) is cheaper at $20, $100, $500, $1,000, $2,000.

Usage bought →$20$100$500$1,000$2,000
Orbio · Card$17.27$85.10$424.26$848.21$1,696.10
smaaart · Card$19.00*$95.00*$505.00*$1,030.00*$2,080.00*

Cheapest per column highlighted. * card processing and tax added at checkout, not in the number. Live quotes, refreshed every 5 minutes.

Side by side

Orbio · Cardsmaaart · Card
PaymentCardCard
ModelsOpenRouter models through its gatewayEvery model on OpenRouter
API keysOne OpenAI/OpenRouter-compatible keyOne OpenAI/OpenRouter-compatible key
Data retentionZero-data-retention endpoints onlyZero-data-retention endpoints only
FeesCredits from a discount book, plus a 5% platform fee and card processing, both included in the quote.Credits from a discount book, plus a 5% platform fee on face value. Card processing and taxes shown at checkout.
Our price sourcelive quotelive quote

How the fees compare

Both add a 5% platform fee on the face value of a card purchase. Orbio's quote includes card processing; smaaart's checkout adds card processing and taxes on top of its quote, so compare carefully when the two are close.

Both cap card purchases at $5 to $2,000 each. Orbio also sells credits on-chain (USDG on Robinhood Chain), with different fees.

Why depth matters more than the headline discount

A book's best discount only applies to its cheapest slice. Once that slice is bought, the next buyer gets the next one. The deeper a book is at good prices, the longer the discount lasts for large purchases. The table above walks both books at every size, so you see the price you'd actually pay, not the best one.

Want the whole field? See the live comparison or estimate your bill with the cost calculator.

Questions

Disclosure: this site is run by the team behind smaaart, one of the options compared. Tables are ranked by price only, from live quotes and published fees, including when smaaart isn't first. How we compare